USDA Home Loans

What is a USDA Home Loan?

US government-issued USDA loans are often referred to as rural development loans. The US government issues this type of loan (though approved private lenders) to help families who may not qualify for conventional loans or have the same lending options as those in larger cities. With this loan type, families can avoid a down payment completely and borrow up to 100% of the home’s value. A USDA home loan requires no mortgage insurance and is set for a 30-year fixed-rate home loan term. Do you qualify for USDA Home Loans in Missouri or Kansas? Find out!

Get a USDA Home Loan with Taylor Made Home Loans!

A USDA home loan is a great option for families wanting to buy a home in smaller communities.

The Taylor Made USDA home loan experts will guide you through the process and answer any questions. Our team is ready to start the process if you are eligible for USDA home loans.

Contact us to learn more and see if you meet conventional loan eligibility requirements.

Who is eligible ?

According to The USDA, to be eligible for this loan, you must:

  • Be a U.S. Citizen, a U.S. Non-Citizen National or have a qualified Alien status
  • Be at least 18
  • Not own another house in the local area
  • Occupy the home as your primary residence
  • Be unable to get a conventional loan that requires a 20% down payment

How do I apply for a USDA Loan?

Call Taylor Froelich at (816)852-0889 to determine if you pre-qualify for a USDA Loan or if you have any questions about this or other home loans.

Many areas on the outskirts of the KC Metro are eligible for a USDA Loan

Potential Missouri towns eligible for the USDA loan include: Kearney, Higginsville, Warrensburg, Lexington, Harrisonville and Plattsburg (among many others.)

Potential rural towns in Kansas eligible for a USDA loan include: Atchison, Valley Falls, Gardner, Ottawa and Paola (among many others.)

Confirm with us to determine if your future address would be eligible for a USDA Home Loan! If your area fits the requirements, we can move forward from there.